Budgeting

How To Renegotiate Your Credit Card Interest Rates To Something Lower

January 11, 2011
By Richard Staley

According to the Federal Reserve, a credit card balance of $5,000 at 23.99 percent APR won't pay off for 16,127 years. That's one reason why it's important to manage your credit card rates, and renegotiate them whenever possible. Here's how to do that.
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Rent A Home Or Buy A Home : The Case For Both Sides

September 17, 2010
By Richard Staley

Is it better to rent a home, or to buy one? The answer may not be as clear-cut as you think. In this balanced, 3-minute joint interview from NBC's The Today Show, you'll hear the case for both sides.
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How Much Should You Expect To Pay In Mortgage Closing Costs?

August 19, 2010
By Richard Staley
How Much Should You Expect To Pay In Mortgage Closing Costs?

How much does a mortgage cost? The answer depends on where you live. But no matter which your locale, chances are strong that you'll pay more for a mortgage in 2010 as compared to 2009.
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What Does It Mean To Escrow Taxes And Insurance?

August 3, 2010
By Richard Staley
What Does It Mean To Escrow Taxes And Insurance?

The fiscal responsibility of a homeowner extends beyond the mortgage's basic principal and interest repayments. Homeowners are also responsible for the real estate taxes on the home and its insurance premiums, too.
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